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Non-Jumbo CD's1
$1,000 minimum deposit & balance to earn APY
| Interest Rate | APY | |
|---|---|---|
| 30 days | 0.05.% | 0.05% |
| 60 days | 0.05% | 0.05% |
| 90 days | 0.10% | 0.10% |
| 120 days | 0.10% | 0.10% |
| 180 days | 0.10% | 0.10% |
| 210 days | 0.15% | 0.15% |
| 270 days | 0.15% | 0.15% |
| 1 year | 0.15% | 0.15% |
| 2 year | 0.20% | 0.20% |
Jumbo CD's1
$100,000 minimum deposit & balance to earn APY
| Interest Rate | APY | |
|---|---|---|
| 30 days | 0.05% | 0.05% |
| 60 days | 0.05% | 0.05% |
| 90 days | 0.10% | 0.10% |
| 120 days | 0.10% | 0.10% |
| 180 days | 0.10% | 0.10% |
| 210 days | 0.15% | 0.15% |
| 270 days | 0.15% | 0.15% |
| 1 year | 0.20% | 0.20% |
| 2 year | 0.25% | 0.25% |
1.Substantial penalty for early withdrawal on all CD's, including IRA CD's. Interest is paid at least annually on CD's longer than 1 year.
2.No Minimum balance required to earn APY.
CD's1
| Interest Rate | APY | |
|---|---|---|
| 1 Year | 0.15% | 0.15% |
| 2 Year | 0.20% | 0.20% |
| Interest Rate | APY | |
|---|---|---|
| 1 Year | 0.20% | 0.20% |
| 2 Year | 0.25% | 0.25% |
Savings2
$500 to open - floating rate -- no minimum term
| Interest Rate | APY | |
|---|---|---|
| Less than $50,000 | 0.15% | 0.15% |
| $50,000 or more | 0.15% | 0.15% |
1.Substantial penalty for early withdrawal on all CD's, including IRA CD's. Interest is paid at least annually on CD's longer than 1 year.
2.No Minimum balance required to earn APY.
| Minimum to open | Interest Rate | APY | |
|---|---|---|---|
| Interest Checking | $100.00 | 0.01% | 0.01% |
| Premium Interest Checking | $100.002 | ||
| $250,000.00 or more earns | 0.08% | 0.08% | |
| $100,000.00 to $249,999.99 earns | 0.08% | 0.08% | |
| $50,000.00 to $99,999.99 earns | 0.08% | 0.08% | |
| $30,000.00 to $49,999.99 earns | 0.08% | 0.08% | |
| $15,000.00 to $29,999.99 earns | 0.08% | 0.08% | |
| $5,000.00 to $14,999.99 earns | 0.08% | 0.08% | |
| Less than $5,000.00 earns | 0.05% | 0.05% | |
| American Savings | $100.002 | 0.10% | 0.10% |
| Young American Savings | $5.002 | 0.10% | 0.10% |
| Premium Money Market | $100.002 | ||
| $100,000.00 or more earns | 0.10% | 0.10% | |
| $50,000.00 to $99,999.99 earns | 0.10% | 0.10% | |
| Less Than $50,000.00 earns | 0.05% | 0.05% |
1.Substantial penalty for early withdrawal on all CD's, including IRA CD's. Interest is paid at least annually on CD's longer than 1 year.
2.No Minimum balance required to earn APY.
| Minimum to open | Interest Rate | APY | |
|---|---|---|---|
| American Business Interest Checking | $500.00 | ||
| $500,000.00 or more earns | 0.10% | 0.10% | |
| $250,000.00 to $499,999.99 earns | 0.10% | 0.10% | |
| $100,000.00 to $249,999.99 earns | 0.10% | 0.10% | |
| $50,000.00 to $99,999.99 earns | 0.10% | 0.10% | |
| Less than $50,000.00 earns | 0.10% | 0.10% | |
| American Business Savings | $200.00* | 0.10% | 0.10% |
| IOLTA Account | Minimum to open is $100.00 minimum daily collected balance of $100,000 or more required to earn APY | ||
| $500,000.00 or more earns | 0.15% | 0.15% | |
| $250,000 to $499999.99 earns | 0.15% | 0.15% | |
| $100,000 to $249,999.99 earns | 0.15% | 0.15% | |
| Premium Business Money Market | $500.00* | ||
| $250,000 or more earns | 0.10% | 0.10% | |
| $100,000 to $249,999.99 earns | 0.10% | 0.10% | |
| $50,000.00 to 99,999.99 earns | 0.10% | 0.10% | |
| Less tan $50,000.00 earns | 0.05% | 0.05% |
*No minimum balance required to earn APY
Rates subject to change
Fees could reduce earrings
APY = Annual Percentage Yield
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