Personal Loans

An approved amount of credit, available whenever you need it. It’s a great way to have funds accessible for unexpected family and household expenses, home improvements, short-term financing needs or as a safety net for any emergency.

• No collateral required
• Competitive rates
• Easy access to funds whenever you need them via online banking, phone or at a branch
• Low monthly payments make borrowing affordable
• Make monthly interest-only payments, and payments toward the principal amount as desired

Ideal for covering unexpected expenses or avoiding costly overdraft fees.

• No collateral required
• Competitive rates
• Easy access to funds via online banking, phone or at a branch
• Provides overdraft protection for your American Bank checking account
• Funds are automatically deposited to your American Bank checking account whenever requested or needed
• No expiration date
• Use only the amount you need and rebuild the funds available to you each time a payment is made

Use this type of personal loan for debt consolidation, medical expenses, purchase of new appliances, home or vehicle repairs and many other personal, family or household needs.

• No collateral required
• Competitive fixed rates
• Terms up to 48 months
• Flexible payment due dates
• No penalty for paying the loan off early

Maintain your cash reserves or build your credit for a bright financial future.

• No credit check for loans fully-secured by a CD
• Leverage your CD without withdrawing funds or paying an early withdrawal penalty
• Your CD continues to earn interest
• Borrow for as long as the term of your CD

This loan can help with more than just a car or truck. It’s ideal for boats, motorcycles, all-terrain vehicles, motorhomes, travel trailers and more.

• Competitive fixed rates on new and used vehicles
• Quick pre-qualifications for buying power when shopping for a new or used vehicle
• Fast loan approvals and local processing