Personal Loans

An American Bank personal loan is just that – personal. We’ll customize a loan solution that allows you the freedom to purchase a vehicle, plan a long-overdue family reunion, consolidate your debt and more. 

Every penny and person counts

Secured or unsecured, use your credit history and financial resources, or your American Bank CD, to apply

Variety of repayment options

.25% discount on your rate just for having your loan payment made automatically from your American Bank checking account

An approved amount of credit, available whenever you need it. It’s a great way to have funds accessible for unexpected family and household expenses, home improvements, short-term financing needs or as a safety net for any emergency.

  • No collateral required
  • Competitive rates
  • Easy access to funds whenever you need them via online banking, phone or at a branch
  • Low monthly payments make borrowing affordable
  • Make monthly interest-only payments, and payments toward the principal amount as desired

Ideal for covering unexpected expenses or avoiding costly overdraft fees.

  • No collateral required
  • Competitive rates
  • Easy access to funds via online banking, phone or at a branch
  • Provides overdraft protection for your American Bank checking account
  • Funds are automatically deposited to your American Bank checking account whenever requested or needed
  • No expiration date
  • Use only the amount you need and rebuild the funds available to you each time a payment is made

Use this type of personal loan for debt consolidation, medical expenses, purchase of new appliances, home or vehicle repairs and many other personal, family or household needs.

  • No collateral required
  • Competitive fixed rates
  • Terms up to 48 months
  • Flexible payment due dates
  • No penalty for paying the loan off early

Maintain your cash reserves or build your credit for a bright financial future.

  • No credit check for loans fully-secured by a CD
  • Leverage your CD without withdrawing funds or paying an early withdrawal penalty
  • Your CD continues to earn interest
  • Borrow for as long as the term of your CD

This loan can help with more than just a car or truck. It’s ideal for boats, motorcycles, all-terrain vehicles, motorhomes, travel trailers and more.

  • Competitive fixed rates on new and used vehicles
  • Quick pre-qualifications for buying power when shopping for a new or used vehicle
  • Fast loan approvals and local processing

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To protect your confidential information, please mail, fax or drop off your completed application to one of our American Bank locations. Sending it by email is not secure.

Account Protection

The potential for fraud exists with virtually every transaction. Here are some tips on how to be alert and minimize your risk.

Routing Number | 114903284 - Ashburn - 20149 - False